Call reports 2015
COLOMBO BANK — 2015
What COLOMBO BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 203,644,000 | 199,424,000 | 196,925,000 | 202,639,000 |
| Total loans | 153,535,000 | 157,542,000 | 162,449,000 | 164,764,000 |
| Allowance for loan losses | 3,672,000 | 3,831,000 | 3,534,000 | 3,362,000 |
| Securities available for sale | 22,858,000 | 21,652,000 | 21,119,000 | 20,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,091,000 | 143,750,000 | 141,210,000 | 147,139,000 |
| Interest-bearing deposits | 134,057,000 | 128,550,000 | 123,471,000 | 132,728,000 |
| Noninterest-bearing deposits | 14,034,000 | 15,200,000 | 17,739,000 | 14,411,000 |
| Equity capital | 19,861,000 | 19,762,000 | 20,099,000 | 19,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,307,000 | 6,521,000 | 8,671,000 |
| Interest expense | 520,000 | 1,035,000 | 1,565,000 | 2,121,000 |
| Net interest income | 1,500,000 | 3,272,000 | 4,956,000 | 6,550,000 |
| Noninterest income | 124,000 | 519,000 | 630,000 | 784,000 |
| Noninterest expense | 1,951,000 | 3,990,000 | 5,932,000 | 7,933,000 |
| Provision for loan losses | 0 | 0 | -330,000 | -530,000 |
| Pretax income | -243,000 | -115,000 | 68,000 | 15,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -243,000 | -115,000 | 68,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,793,000 | 19,921,000 | 20,103,000 | 19,802,000 |
| Total capital | 21,340,000 | 21,532,000 | 21,759,000 | 21,489,000 |
| Risk-weighted assets | 123,729,000 | 128,641,000 | 132,599,000 | 135,095,000 |