Call reports 2025
BANK OF CLARKSON — 2025
What BANK OF CLARKSON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 166,108,000 | 167,308,000 | 172,715,000 | 173,826,000 |
| Total loans | 107,121,000 | 110,863,000 | 115,294,000 | 118,220,000 |
| Allowance for loan losses | 632,000 | 617,000 | 638,000 | 640,000 |
| Securities available for sale | 41,902,000 | 41,668,000 | 42,182,000 | 41,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,337,000 | 143,451,000 | 143,148,000 | 141,536,000 |
| Interest-bearing deposits | 96,638,000 | 98,179,000 | 98,329,000 | 99,641,000 |
| Noninterest-bearing deposits | 45,699,000 | 45,272,000 | 44,819,000 | 41,895,000 |
| Equity capital | 15,125,000 | 15,647,000 | 16,814,000 | 17,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,130,000 | 4,362,000 | 6,693,000 | 9,115,000 |
| Interest expense | 651,000 | 1,306,000 | 1,997,000 | 2,711,000 |
| Net interest income | 1,479,000 | 3,056,000 | 4,696,000 | 6,404,000 |
| Noninterest income | 258,000 | 514,000 | 783,000 | 1,039,000 |
| Noninterest expense | 986,000 | 1,973,000 | 2,866,000 | 3,931,000 |
| Provision for loan losses | 24,000 | 28,000 | 29,000 | 29,000 |
| Pretax income | 728,000 | 1,571,000 | 2,589,000 | 3,488,000 |
| Income tax | 161,000 | 350,000 | 584,000 | 772,000 |
| Net income | 567,000 | 1,221,000 | 2,005,000 | 2,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,031,000 | 21,385,000 | 21,869,000 | 22,279,000 |
| Total capital | 21,673,000 | 22,012,000 | 22,512,000 | 22,924,000 |
| Risk-weighted assets | 110,625,000 | 113,843,000 | 117,386,000 | 117,663,000 |