Call reports 2024
BANK OF CLARKSON — 2024
What BANK OF CLARKSON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 162,497,000 | 165,437,000 | 158,460,000 | 161,129,000 |
| Total loans | 93,524,000 | 94,654,000 | 101,143,000 | 104,481,000 |
| Allowance for loan losses | 550,000 | 583,000 | 604,000 | 609,000 |
| Securities available for sale | 43,632,000 | 42,886,000 | 44,207,000 | 42,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,325,000 | 142,957,000 | 134,337,000 | 133,795,000 |
| Interest-bearing deposits | 99,922,000 | 100,355,000 | 93,323,000 | 91,552,000 |
| Noninterest-bearing deposits | 43,403,000 | 42,602,000 | 41,014,000 | 42,243,000 |
| Equity capital | 13,981,000 | 13,875,000 | 15,343,000 | 14,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 4,060,000 | 6,180,000 | 8,315,000 |
| Interest expense | 589,000 | 1,201,000 | 1,931,000 | 2,684,000 |
| Net interest income | 1,415,000 | 2,859,000 | 4,249,000 | 5,631,000 |
| Noninterest income | 248,000 | 497,000 | 770,000 | 1,032,000 |
| Noninterest expense | 879,000 | 1,898,000 | 2,907,000 | 3,822,000 |
| Provision for loan losses | 30,000 | 73,000 | 94,000 | 113,000 |
| Pretax income | 757,000 | 1,383,000 | 2,013,000 | 2,730,000 |
| Income tax | 175,000 | 303,000 | 439,000 | 539,000 |
| Net income | 582,000 | 1,080,000 | 1,574,000 | 2,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,056,000 | 20,255,000 | 20,447,000 | 20,764,000 |
| Total capital | 20,616,000 | 20,853,000 | 21,069,000 | 21,384,000 |
| Risk-weighted assets | 98,370,000 | 100,132,000 | 105,944,000 | 109,420,000 |