Call reports 2023
BANK OF CLARKSON — 2023
What BANK OF CLARKSON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 146,923,000 | 148,308,000 | 156,035,000 | 162,466,000 |
| Total loans | 86,358,000 | 87,290,000 | 92,041,000 | 91,763,000 |
| Allowance for loan losses | 402,000 | 402,000 | 510,000 | 520,000 |
| Securities available for sale | 45,939,000 | 44,212,000 | 41,364,000 | 44,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,554,000 | 133,615,000 | 139,532,000 | 143,704,000 |
| Interest-bearing deposits | 84,453,000 | 86,468,000 | 95,473,000 | 98,594,000 |
| Noninterest-bearing deposits | 47,101,000 | 47,147,000 | 44,059,000 | 45,110,000 |
| Equity capital | 13,601,000 | 12,688,000 | 11,248,000 | 14,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,052,000 | 4,753,000 | 6,696,000 |
| Interest expense | 218,000 | 524,000 | 911,000 | 1,467,000 |
| Net interest income | 1,286,000 | 2,528,000 | 3,842,000 | 5,229,000 |
| Noninterest income | 230,000 | 457,000 | 1,041,000 | 1,286,000 |
| Noninterest expense | 925,000 | 1,905,000 | 2,858,000 | 3,793,000 |
| Provision for loan losses | 42,000 | 44,000 | 151,000 | 172,000 |
| Pretax income | 592,000 | 1,077,000 | 1,927,000 | 2,602,000 |
| Income tax | 140,000 | 300,000 | 510,000 | 562,000 |
| Net income | 452,000 | 777,000 | 1,417,000 | 2,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,086,000 | 19,111,000 | 19,451,000 | 19,773,000 |
| Total capital | 19,501,000 | 19,528,000 | 19,973,000 | 20,306,000 |
| Risk-weighted assets | 92,080,000 | 92,841,000 | 99,825,000 | 104,758,000 |