Call reports 2022
BANK OF CLARKSON — 2022
What BANK OF CLARKSON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 155,762,000 | 150,199,000 | 148,572,000 | 146,123,000 |
| Total loans | 74,229,000 | 77,009,000 | 80,793,000 | 84,830,000 |
| Allowance for loan losses | 323,000 | 322,000 | 323,000 | 360,000 |
| Securities available for sale | 52,984,000 | 50,117,000 | 46,020,000 | 45,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,211,000 | 135,397,000 | 133,605,000 | 131,809,000 |
| Interest-bearing deposits | 89,007,000 | 89,358,000 | 85,371,000 | 84,698,000 |
| Noninterest-bearing deposits | 49,204,000 | 46,039,000 | 48,234,000 | 47,111,000 |
| Equity capital | 15,569,000 | 12,806,000 | 12,445,000 | 12,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,629,000 | 4,034,000 | 5,503,000 |
| Interest expense | 116,000 | 232,000 | 338,000 | 480,000 |
| Net interest income | 1,205,000 | 2,397,000 | 3,696,000 | 5,023,000 |
| Noninterest income | 228,000 | 477,000 | 696,000 | 949,000 |
| Noninterest expense | 857,000 | 1,826,000 | 2,673,000 | 3,464,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 571,000 | 1,043,000 | 1,799,000 | 2,589,000 |
| Income tax | 120,000 | 213,000 | 384,000 | 529,000 |
| Net income | 451,000 | 830,000 | 1,415,000 | 2,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,255,000 | 18,335,000 | 18,620,000 | 18,933,000 |
| Total capital | 18,578,000 | 18,657,000 | 18,943,000 | 19,293,000 |
| Risk-weighted assets | 76,881,000 | 83,301,000 | 87,419,000 | 91,208,000 |