Call reports 2021
BANK OF CLARKSON — 2021
What BANK OF CLARKSON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 146,369,000 | 148,313,000 | 151,671,000 | 155,742,000 |
| Total loans | 79,303,000 | 76,050,000 | 75,605,000 | 78,302,000 |
| Allowance for loan losses | 281,000 | 298,000 | 298,000 | 318,000 |
| Securities available for sale | 48,369,000 | 52,292,000 | 56,498,000 | 53,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,382,000 | 127,857,000 | 131,114,000 | 136,227,000 |
| Interest-bearing deposits | 81,148,000 | 83,463,000 | 85,997,000 | 86,887,000 |
| Noninterest-bearing deposits | 45,234,000 | 44,394,000 | 45,117,000 | 49,340,000 |
| Equity capital | 17,735,000 | 18,052,000 | 18,166,000 | 17,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,591,000 | 3,815,000 | 5,060,000 |
| Interest expense | 138,000 | 272,000 | 407,000 | 538,000 |
| Net interest income | 1,154,000 | 2,319,000 | 3,408,000 | 4,522,000 |
| Noninterest income | 220,000 | 458,000 | 713,000 | 963,000 |
| Noninterest expense | 761,000 | 1,650,000 | 2,536,000 | 3,422,000 |
| Provision for loan losses | 12,000 | 32,000 | 32,000 | 52,000 |
| Pretax income | 601,000 | 1,094,000 | 1,552,000 | 2,010,000 |
| Income tax | 129,000 | 229,000 | 320,000 | 379,000 |
| Net income | 472,000 | 865,000 | 1,232,000 | 1,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,844,000 | 17,938,000 | 18,005,000 | 18,104,000 |
| Total capital | 18,125,000 | 18,236,000 | 18,303,000 | 18,422,000 |
| Risk-weighted assets | 77,981,000 | 77,089,000 | 78,770,000 | 81,005,000 |