Call reports 2020
BANK OF CLARKSON — 2020
What BANK OF CLARKSON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 121,368,000 | 128,735,000 | 131,250,000 | 135,539,000 |
| Total loans | 86,687,000 | 83,075,000 | 82,113,000 | 81,624,000 |
| Allowance for loan losses | 279,000 | 298,000 | 295,000 | 270,000 |
| Securities available for sale | 20,527,000 | 23,293,000 | 24,639,000 | 31,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,119,000 | 108,448,000 | 110,876,000 | 115,337,000 |
| Interest-bearing deposits | 69,489,000 | 71,570,000 | 73,238,000 | 76,097,000 |
| Noninterest-bearing deposits | 32,630,000 | 36,878,000 | 37,638,000 | 39,240,000 |
| Equity capital | 16,834,000 | 17,606,000 | 17,743,000 | 17,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,423,000 | 2,768,000 | 4,064,000 | 5,372,000 |
| Interest expense | 172,000 | 334,000 | 483,000 | 627,000 |
| Net interest income | 1,251,000 | 2,434,000 | 3,581,000 | 4,745,000 |
| Noninterest income | 252,000 | 467,000 | 706,000 | 931,000 |
| Noninterest expense | 791,000 | 1,643,000 | 2,515,000 | 3,440,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 711,000 | 1,238,000 | 1,751,000 | 2,215,000 |
| Income tax | 133,000 | 229,000 | 321,000 | 235,000 |
| Net income | 578,000 | 1,009,000 | 1,430,000 | 1,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,172,000 | 17,302,000 | 17,423,000 | 17,673,000 |
| Total capital | 17,451,000 | 17,600,000 | 17,718,000 | 17,944,000 |
| Risk-weighted assets | 93,153,000 | 90,094,000 | 81,673,000 | 82,886,000 |