Call reports 2019
BANK OF CLARKSON — 2019
What BANK OF CLARKSON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 121,948,000 | 120,713,000 | 120,609,000 | 121,448,000 |
| Total loans | 85,690,000 | 84,599,000 | 85,207,000 | 87,670,000 |
| Allowance for loan losses | 286,000 | 284,000 | 275,000 | 275,000 |
| Securities available for sale | 27,425,000 | 27,122,000 | 25,537,000 | 25,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,332,000 | 101,096,000 | 98,010,000 | 99,168,000 |
| Interest-bearing deposits | 69,038,000 | 69,198,000 | 68,153,000 | 69,051,000 |
| Noninterest-bearing deposits | 31,294,000 | 31,898,000 | 29,857,000 | 30,117,000 |
| Equity capital | 15,973,000 | 16,428,000 | 16,677,000 | 16,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,716,000 | 4,119,000 | 5,558,000 |
| Interest expense | 149,000 | 306,000 | 471,000 | 652,000 |
| Net interest income | 1,195,000 | 2,410,000 | 3,648,000 | 4,906,000 |
| Noninterest income | 224,000 | 483,000 | 764,000 | 1,026,000 |
| Noninterest expense | 866,000 | 1,666,000 | 2,558,000 | 3,491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 553,000 | 1,227,000 | 1,853,000 | 2,440,000 |
| Income tax | 99,000 | 224,000 | 340,000 | 370,000 |
| Net income | 454,000 | 1,003,000 | 1,513,000 | 2,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,178,000 | 16,426,000 | 16,637,000 | 16,893,000 |
| Total capital | 16,464,000 | 16,710,000 | 16,912,000 | 17,168,000 |
| Risk-weighted assets | 93,774,000 | 93,148,000 | 94,237,000 | 95,974,000 |