Call reports 2018
BANK OF CLARKSON — 2018
What BANK OF CLARKSON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 121,008,000 | 119,786,000 | 117,118,000 | 119,371,000 |
| Total loans | 69,990,000 | 76,123,000 | 78,127,000 | 82,414,000 |
| Allowance for loan losses | 296,000 | 292,000 | 292,000 | 284,000 |
| Securities available for sale | 33,419,000 | 31,432,000 | 29,773,000 | 28,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,304,000 | 101,695,000 | 98,840,000 | 99,089,000 |
| Interest-bearing deposits | 72,853,000 | 72,652,000 | 71,677,000 | 68,647,000 |
| Noninterest-bearing deposits | 30,451,000 | 29,043,000 | 27,163,000 | 30,442,000 |
| Equity capital | 15,002,000 | 15,140,000 | 15,219,000 | 15,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,440,000 | 3,706,000 | 5,037,000 |
| Interest expense | 94,000 | 200,000 | 316,000 | 452,000 |
| Net interest income | 1,111,000 | 2,240,000 | 3,390,000 | 4,585,000 |
| Noninterest income | 316,000 | 580,000 | 825,000 | 1,086,000 |
| Noninterest expense | 941,000 | 1,781,000 | 2,636,000 | 3,383,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 486,000 | 1,039,000 | 1,578,000 | 2,286,000 |
| Income tax | 79,000 | 182,000 | 279,000 | 408,000 |
| Net income | 407,000 | 857,000 | 1,299,000 | 1,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,453,000 | 15,602,000 | 15,744,000 | 16,024,000 |
| Total capital | 15,749,000 | 15,894,000 | 16,036,000 | 16,308,000 |
| Risk-weighted assets | 77,560,000 | 82,034,000 | 84,950,000 | 90,338,000 |