Call reports 2017
BANK OF CLARKSON — 2017
What BANK OF CLARKSON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 118,955,000 | 118,765,000 | 120,338,000 | 118,560,000 |
| Total loans | 65,707,000 | 67,249,000 | 69,674,000 | 66,612,000 |
| Allowance for loan losses | 299,000 | 301,000 | 301,000 | 301,000 |
| Securities available for sale | 37,724,000 | 36,775,000 | 35,796,000 | 34,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,512,000 | 100,874,000 | 102,293,000 | 100,783,000 |
| Interest-bearing deposits | 72,929,000 | 72,459,000 | 72,886,000 | 71,356,000 |
| Noninterest-bearing deposits | 28,583,000 | 28,415,000 | 29,407,000 | 29,427,000 |
| Equity capital | 14,907,000 | 15,276,000 | 15,320,000 | 15,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,137,000 | 2,218,000 | 3,422,000 | 4,648,000 |
| Interest expense | 98,000 | 192,000 | 287,000 | 346,000 |
| Net interest income | 1,039,000 | 2,026,000 | 3,135,000 | 4,302,000 |
| Noninterest income | 237,000 | 466,000 | 731,000 | 904,000 |
| Noninterest expense | 800,000 | 1,510,000 | 2,358,000 | 3,187,000 |
| Provision for loan losses | 0 | 9,000 | 46,000 | 46,000 |
| Pretax income | 476,000 | 973,000 | 1,460,000 | 1,973,000 |
| Income tax | 144,000 | 278,000 | 415,000 | 533,000 |
| Net income | 332,000 | 695,000 | 1,045,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,137,000 | 15,200,000 | 15,250,000 | 15,346,000 |
| Total capital | 15,436,000 | 15,501,000 | 15,551,000 | 15,647,000 |
| Risk-weighted assets | 68,145,000 | 72,697,000 | 75,793,000 | 73,315,000 |