Call reports 2010
BANK OF CLARKSON — 2010
What BANK OF CLARKSON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 115,117,000 | 116,193,000 | 117,154,000 | 118,594,000 |
| Total loans | 61,986,000 | 62,427,000 | 64,781,000 | 64,473,000 |
| Allowance for loan losses | 409,000 | 410,000 | 411,000 | 411,000 |
| Securities available for sale | 39,128,000 | 39,321,000 | 36,932,000 | 33,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,742,000 | 102,554,000 | 103,112,000 | 105,014,000 |
| Interest-bearing deposits | 71,445,000 | 72,419,000 | 72,011,000 | 72,845,000 |
| Noninterest-bearing deposits | 30,297,000 | 30,135,000 | 31,101,000 | 32,169,000 |
| Equity capital | 11,878,000 | 12,193,000 | 12,492,000 | 12,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,389,000 | 2,841,000 | 4,325,000 | 5,633,000 |
| Interest expense | 317,000 | 599,000 | 876,000 | 1,152,000 |
| Net interest income | 1,072,000 | 2,242,000 | 3,449,000 | 4,481,000 |
| Noninterest income | 60,000 | 259,000 | 497,000 | 728,000 |
| Noninterest expense | 631,000 | 1,222,000 | 1,821,000 | 2,636,000 |
| Provision for loan losses | 27,000 | 30,000 | 33,000 | 42,000 |
| Pretax income | 474,000 | 1,249,000 | 2,092,000 | 2,531,000 |
| Income tax | 141,000 | 401,000 | 654,000 | 811,000 |
| Net income | 333,000 | 848,000 | 1,438,000 | 1,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,725,000 | 11,940,000 | 12,230,000 | 12,212,000 |
| Total capital | 12,134,000 | 12,350,000 | 12,641,000 | 12,623,000 |
| Risk-weighted assets | 51,838,000 | 51,812,000 | 54,019,000 | 54,364,000 |