Call reports 2005
NATIONAL BANK, THE — 2005
What NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 26,001,000 | 38,988,000 | 46,288,000 |
| Total loans | 13,694,000 | 22,979,000 | 24,247,000 |
| Allowance for loan losses | 179,000 | 329,000 | 316,000 |
| Securities available for sale | 3,491,000 | 3,495,000 | 10,301,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 21,173,000 | 34,143,000 | 41,366,000 |
| Interest-bearing deposits | 19,104,000 | 33,046,000 | 38,274,000 |
| Noninterest-bearing deposits | 2,069,000 | 1,097,000 | 3,092,000 |
| Equity capital | 4,736,000 | 4,583,000 | 4,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 228,000 | 757,000 | 1,517,000 |
| Interest expense | 94,000 | 328,000 | 740,000 |
| Net interest income | 134,000 | 429,000 | 777,000 |
| Noninterest income | 29,000 | 78,000 | 111,000 |
| Noninterest expense | 417,000 | 855,000 | 1,328,000 |
| Provision for loan losses | 179,000 | 329,000 | 329,000 |
| Pretax income | -433,000 | -677,000 | -769,000 |
| Income tax | -169,000 | -264,000 | -300,000 |
| Net income | -264,000 | -413,000 | -469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 4,736,000 | 4,586,000 | 4,483,000 |
| Total capital | 4,915,000 | 4,904,000 | 4,799,000 |
| Risk-weighted assets | 16,340,000 | 25,398,000 | 27,673,000 |