Call report 2002Q4
CITIZENS BANK & TRUST CO. — 2002Q4
The 22 measures CITIZENS BANK & TRUST CO. reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 75,267,000 | USD | evidence → |
| Total loans | 61,973,000 | USD | evidence → |
| Allowance for loan losses | 299,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,344,000 | USD | evidence → |
| Interest-bearing deposits | 56,588,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,756,000 | USD | evidence → |
| Equity capital | 6,042,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,842,000 | USD | evidence → |
| Interest expense | 2,496,000 | USD | evidence → |
| Net interest income | 2,346,000 | USD | evidence → |
| Noninterest income | 392,000 | USD | evidence → |
| Noninterest expense | 1,983,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 755,000 | USD | evidence → |
| Income tax | 264,000 | USD | evidence → |
| Net income | 491,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,042,000 | USD | evidence → |
| Total capital | 6,341,000 | USD | evidence → |
| Risk-weighted assets | 61,187,000 | USD | evidence → |