Call reports 2015
SWINEFORD NATIONAL BANK — 2015
What SWINEFORD NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 302,845,000 | 302,569,000 | 303,646,000 | 306,517,000 |
| Total loans | 203,638,000 | 203,038,000 | 200,914,000 | 208,537,000 |
| Allowance for loan losses | 2,256,000 | 1,989,000 | 1,993,000 | 1,989,000 |
| Securities available for sale | 68,426,000 | 69,393,000 | 66,266,000 | 74,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,577,000 | 251,503,000 | 252,392,000 | 258,650,000 |
| Interest-bearing deposits | 196,837,000 | 198,390,000 | 198,230,000 | 200,292,000 |
| Noninterest-bearing deposits | 54,740,000 | 53,113,000 | 54,162,000 | 58,358,000 |
| Equity capital | 35,039,000 | 34,859,000 | 34,926,000 | 34,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,503,000 | 5,067,000 | 7,541,000 | 10,034,000 |
| Interest expense | 238,000 | 475,000 | 718,000 | 962,000 |
| Net interest income | 2,265,000 | 4,592,000 | 6,823,000 | 9,072,000 |
| Noninterest income | 785,000 | 1,699,000 | 2,559,000 | 3,504,000 |
| Noninterest expense | 2,485,000 | 5,037,000 | 7,738,000 | 10,373,000 |
| Provision for loan losses | -1,700,000 | -1,919,000 | -1,826,000 | -1,827,000 |
| Pretax income | 2,265,000 | 3,173,000 | 3,470,000 | 4,030,000 |
| Income tax | 756,000 | 1,028,000 | 1,081,000 | 1,390,000 |
| Net income | 1,509,000 | 2,145,000 | 2,389,000 | 2,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,748,000 | 32,983,000 | 32,825,000 | 32,678,000 |
| Total capital | 35,020,000 | 35,009,000 | 34,862,000 | 34,712,000 |
| Risk-weighted assets | 213,023,000 | 219,103,000 | 216,833,000 | 223,843,000 |