Call reports 2025
LEMONT NATIONAL BANK, THE — 2025
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 53,161,000 | 50,279,000 | 49,908,000 | 49,120,000 |
| Total loans | 4,458,000 | 4,474,000 | 4,444,000 | 4,212,000 |
| Allowance for loan losses | 36,000 | 36,000 | 18,000 | 18,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,700,000 | 38,013,000 | 37,272,000 | 36,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,678,000 | 45,358,000 | 45,381,000 | 46,794,000 |
| Interest-bearing deposits | 32,501,000 | 31,992,000 | 31,447,000 | 32,488,000 |
| Noninterest-bearing deposits | 14,177,000 | 13,366,000 | 13,934,000 | 14,306,000 |
| Equity capital | 3,227,000 | 3,127,000 | 2,937,000 | 1,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 650,000 | 964,000 | 1,268,000 |
| Interest expense | 120,000 | 243,000 | 357,000 | 470,000 |
| Net interest income | 206,000 | 407,000 | 607,000 | 798,000 |
| Noninterest income | 12,000 | 26,000 | 38,000 | 54,000 |
| Noninterest expense | 327,000 | 665,000 | 1,134,000 | 2,445,000 |
| Provision for loan losses | 0 | 0 | -18,000 | -18,000 |
| Pretax income | -109,000 | -232,000 | -471,000 | -1,575,000 |
| Income tax | -23,000 | -49,000 | -99,000 | 434,000 |
| Net income | -86,000 | -183,000 | -372,000 | -2,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,020,000 | 2,897,000 | 2,690,000 | 1,006,000 |
| Total capital | 3,056,000 | 2,933,000 | 2,708,000 | 1,024,000 |
| Risk-weighted assets | 13,967,000 | 13,708,000 | 13,618,000 | 13,303,000 |