Call reports 2024
LEMONT NATIONAL BANK, THE — 2024
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 69,486,000 | 54,743,000 | 53,605,000 | 52,444,000 |
| Total loans | 4,910,000 | 4,993,000 | 5,000,000 | 4,517,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,327,000 | 40,649,000 | 39,920,000 | 39,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,036,000 | 44,893,000 | 43,989,000 | 45,870,000 |
| Interest-bearing deposits | 30,966,000 | 30,485,000 | 30,028,000 | 30,902,000 |
| Noninterest-bearing deposits | 14,070,000 | 14,408,000 | 13,961,000 | 14,968,000 |
| Equity capital | 3,669,000 | 3,588,000 | 3,440,000 | 3,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 867,000 | 1,222,000 | 1,570,000 |
| Interest expense | 222,000 | 364,000 | 514,000 | 642,000 |
| Net interest income | 277,000 | 503,000 | 708,000 | 928,000 |
| Noninterest income | 13,000 | 29,000 | 45,000 | 62,000 |
| Noninterest expense | 336,000 | 677,000 | 1,082,000 | 1,473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -46,000 | -145,000 | -329,000 | -483,000 |
| Income tax | -10,000 | -30,000 | -69,000 | -101,000 |
| Net income | -36,000 | -115,000 | -260,000 | -382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,567,000 | 3,467,000 | 3,283,000 | 3,129,000 |
| Total capital | 3,603,000 | 3,503,000 | 3,319,000 | 3,165,000 |
| Risk-weighted assets | 14,719,000 | 14,657,000 | 14,446,000 | 14,166,000 |