Call reports 2023
LEMONT NATIONAL BANK, THE — 2023
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 55,300,000 | 65,154,000 | 63,627,000 | 65,358,000 |
| Total loans | 5,169,000 | 5,199,000 | 5,069,000 | 5,063,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 43,848,000 | 43,176,000 | 42,475,000 | 41,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,842,000 | 47,110,000 | 45,418,000 | 47,011,000 |
| Interest-bearing deposits | 33,377,000 | 32,243,000 | 29,791,000 | 29,903,000 |
| Noninterest-bearing deposits | 16,465,000 | 14,867,000 | 15,627,000 | 17,108,000 |
| Equity capital | 3,705,000 | 3,704,000 | 3,704,000 | 3,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 842,000 | 1,324,000 | 1,816,000 |
| Interest expense | 8,000 | 178,000 | 365,000 | 565,000 |
| Net interest income | 342,000 | 664,000 | 959,000 | 1,251,000 |
| Noninterest income | 18,000 | 67,000 | 84,000 | 105,000 |
| Noninterest expense | 340,000 | 690,000 | 998,000 | 1,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 41,000 | 45,000 | 53,000 |
| Income tax | 4,000 | 22,000 | 23,000 | 25,000 |
| Net income | 16,000 | 19,000 | 22,000 | 28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,597,000 | 3,600,000 | 3,605,000 | 3,612,000 |
| Total capital | 3,633,000 | 3,636,000 | 3,641,000 | 3,648,000 |
| Risk-weighted assets | 15,319,000 | 15,257,000 | 15,005,000 | 14,969,000 |