Call reports 2022
LEMONT NATIONAL BANK, THE — 2022
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 60,516,000 | 61,514,000 | 59,868,000 | 57,017,000 |
| Total loans | 5,872,000 | 5,794,000 | 5,483,000 | 5,254,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 47,292,000 | 46,037,000 | 45,066,000 | 44,389,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,888,000 | 57,863,000 | 56,027,000 | 53,137,000 |
| Interest-bearing deposits | 39,198,000 | 39,352,000 | 37,090,000 | 34,364,000 |
| Noninterest-bearing deposits | 17,690,000 | 18,511,000 | 18,937,000 | 18,773,000 |
| Equity capital | 3,487,000 | 3,505,000 | 3,665,000 | 3,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 680,000 | 1,045,000 | 1,425,000 |
| Interest expense | 3,000 | 5,000 | 9,000 | 11,000 |
| Net interest income | 325,000 | 675,000 | 1,036,000 | 1,414,000 |
| Noninterest income | 18,000 | 37,000 | 236,000 | 253,000 |
| Noninterest expense | 336,000 | 675,000 | 1,026,000 | 1,381,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 37,000 | 246,000 | 286,000 |
| Income tax | 2,000 | 8,000 | 52,000 | 60,000 |
| Net income | 5,000 | 29,000 | 194,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,298,000 | 3,327,000 | 3,537,000 | 3,577,000 |
| Total capital | 3,334,000 | 3,363,000 | 3,573,000 | 3,613,000 |
| Risk-weighted assets | 16,753,000 | 16,360,000 | 16,166,000 | 15,503,000 |