Call reports 2021
LEMONT NATIONAL BANK, THE — 2021
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 58,879,000 | 58,988,000 | 59,313,000 | 61,315,000 |
| Total loans | 6,436,000 | 6,053,000 | 6,109,000 | 6,120,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,899,000 | 20,603,000 | 27,919,000 | 36,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,020,000 | 55,210,000 | 55,621,000 | 57,642,000 |
| Interest-bearing deposits | 37,142,000 | 37,856,000 | 37,000,000 | 38,342,000 |
| Noninterest-bearing deposits | 17,878,000 | 17,354,000 | 18,621,000 | 19,300,000 |
| Equity capital | 3,597,000 | 3,589,000 | 3,517,000 | 3,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 480,000 | 722,000 | 1,012,000 |
| Interest expense | 6,000 | 9,000 | 14,000 | 18,000 |
| Net interest income | 234,000 | 471,000 | 708,000 | 994,000 |
| Noninterest income | 17,000 | 138,000 | 158,000 | 181,000 |
| Noninterest expense | 297,000 | 646,000 | 976,000 | 1,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -46,000 | -37,000 | -110,000 | -128,000 |
| Income tax | -10,000 | -8,000 | -23,000 | -27,000 |
| Net income | -36,000 | -29,000 | -87,000 | -101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,373,000 | 3,382,000 | 3,308,000 | 3,291,000 |
| Total capital | 3,409,000 | 3,418,000 | 3,344,000 | 3,327,000 |
| Risk-weighted assets | 12,272,000 | 11,516,000 | 12,919,000 | 14,562,000 |