Call reports 2020
LEMONT NATIONAL BANK, THE — 2020
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 53,282,000 | 56,045,000 | 57,773,000 | 59,125,000 |
| Total loans | 7,050,000 | 7,201,000 | 7,121,000 | 6,883,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,220,000 | 26,661,000 | 23,296,000 | 19,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,214,000 | 51,973,000 | 53,752,000 | 55,158,000 |
| Interest-bearing deposits | 33,811,000 | 34,930,000 | 35,977,000 | 36,820,000 |
| Noninterest-bearing deposits | 15,403,000 | 17,043,000 | 17,775,000 | 18,338,000 |
| Equity capital | 3,748,000 | 3,747,000 | 3,713,000 | 3,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 671,000 | 961,000 | 1,223,000 |
| Interest expense | 6,000 | 12,000 | 17,000 | 24,000 |
| Net interest income | 359,000 | 659,000 | 944,000 | 1,199,000 |
| Noninterest income | 19,000 | 90,000 | 137,000 | 157,000 |
| Noninterest expense | 382,000 | 734,000 | 1,073,000 | 1,394,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -4,000 | 15,000 | 8,000 | -38,000 |
| Income tax | -1,000 | 3,000 | 2,000 | -8,000 |
| Net income | -3,000 | 12,000 | 6,000 | -30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,451,000 | 3,472,000 | 3,463,000 | 3,418,000 |
| Total capital | 3,487,000 | 3,508,000 | 3,499,000 | 3,454,000 |
| Risk-weighted assets | 13,808,000 | 13,381,000 | 12,700,000 | 11,878,000 |