Call reports 2019
LEMONT NATIONAL BANK, THE — 2019
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,197,000 | 53,207,000 | 51,892,000 | 53,276,000 |
| Total loans | 7,669,000 | 6,880,000 | 6,711,000 | 7,238,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,761,000 | 33,596,000 | 32,201,000 | 30,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,235,000 | 49,126,000 | 47,791,000 | 49,174,000 |
| Interest-bearing deposits | 33,974,000 | 34,813,000 | 33,460,000 | 33,443,000 |
| Noninterest-bearing deposits | 14,261,000 | 14,313,000 | 14,331,000 | 15,731,000 |
| Equity capital | 3,688,000 | 3,718,000 | 3,742,000 | 3,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 819,000 | 1,211,000 | 1,583,000 |
| Interest expense | 5,000 | 11,000 | 17,000 | 23,000 |
| Net interest income | 413,000 | 808,000 | 1,194,000 | 1,560,000 |
| Noninterest income | 27,000 | 55,000 | 78,000 | 105,000 |
| Noninterest expense | 384,000 | 748,000 | 1,110,000 | 1,457,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 115,000 | 162,000 | 208,000 |
| Income tax | 12,000 | 24,000 | 34,000 | 44,000 |
| Net income | 44,000 | 91,000 | 128,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,303,000 | 3,362,000 | 3,410,000 | 3,455,000 |
| Total capital | 3,339,000 | 3,398,000 | 3,446,000 | 3,491,000 |
| Risk-weighted assets | 15,390,000 | 14,941,000 | 14,347,000 | 14,213,000 |