Call reports 2018
LEMONT NATIONAL BANK, THE — 2018
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 56,195,000 | 57,401,000 | 54,802,000 | 55,457,000 |
| Total loans | 7,626,000 | 7,896,000 | 7,857,000 | 7,653,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,316,000 | 37,400,000 | 36,389,000 | 35,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,386,000 | 53,546,000 | 50,918,000 | 51,530,000 |
| Interest-bearing deposits | 35,457,000 | 37,638,000 | 35,274,000 | 34,446,000 |
| Noninterest-bearing deposits | 16,929,000 | 15,908,000 | 15,644,000 | 17,084,000 |
| Equity capital | 3,564,000 | 3,600,000 | 3,619,000 | 3,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 809,000 | 1,231,000 | 1,648,000 |
| Interest expense | 6,000 | 12,000 | 18,000 | 23,000 |
| Net interest income | 391,000 | 797,000 | 1,213,000 | 1,625,000 |
| Noninterest income | 23,000 | 48,000 | 67,000 | 90,000 |
| Noninterest expense | 376,000 | 740,000 | 1,131,000 | 1,501,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 105,000 | 149,000 | 214,000 |
| Income tax | 8,000 | 22,000 | 31,000 | 45,000 |
| Net income | 30,000 | 83,000 | 118,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,072,000 | 3,139,000 | 3,183,000 | 3,247,000 |
| Total capital | 3,108,000 | 3,175,000 | 3,219,000 | 3,283,000 |
| Risk-weighted assets | 15,278,000 | 15,988,000 | 15,752,000 | 15,613,000 |