Call reports 2017
LEMONT NATIONAL BANK, THE — 2017
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 58,376,000 | 58,178,000 | 55,665,000 | 56,686,000 |
| Total loans | 8,214,000 | 8,090,000 | 7,979,000 | 7,875,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,857,000 | 33,027,000 | 32,056,000 | 31,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,746,000 | 53,534,000 | 51,030,000 | 52,886,000 |
| Interest-bearing deposits | 37,922,000 | 37,454,000 | 34,908,000 | 35,666,000 |
| Noninterest-bearing deposits | 15,824,000 | 16,080,000 | 16,122,000 | 17,220,000 |
| Equity capital | 4,327,000 | 4,330,000 | 4,336,000 | 3,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 768,000 | 1,158,000 | 1,534,000 |
| Interest expense | 8,000 | 16,000 | 22,000 | 28,000 |
| Net interest income | 374,000 | 752,000 | 1,136,000 | 1,506,000 |
| Noninterest income | 26,000 | 52,000 | 80,000 | 111,000 |
| Noninterest expense | 388,000 | 760,000 | 1,136,000 | 1,502,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 44,000 | 80,000 | 115,000 |
| Income tax | 4,000 | 16,000 | 28,000 | 890,000 |
| Net income | 8,000 | 28,000 | 52,000 | -775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,138,000 | 3,161,000 | 3,188,000 | 3,035,000 |
| Total capital | 3,174,000 | 3,197,000 | 3,224,000 | 3,071,000 |
| Risk-weighted assets | 16,351,000 | 15,820,000 | 15,729,000 | 15,282,000 |