Call reports 2016
LEMONT NATIONAL BANK, THE — 2016
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,923,000 | 57,222,000 | 57,809,000 | 58,077,000 |
| Total loans | 7,703,000 | 8,006,000 | 8,009,000 | 8,427,000 |
| Allowance for loan losses | 36,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,979,000 | 25,069,000 | 22,938,000 | 31,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,286,000 | 52,623,000 | 53,067,000 | 53,365,000 |
| Interest-bearing deposits | 37,641,000 | 37,304,000 | 37,124,000 | 37,104,000 |
| Noninterest-bearing deposits | 14,645,000 | 15,319,000 | 15,943,000 | 16,261,000 |
| Equity capital | 4,368,000 | 4,315,000 | 4,441,000 | 4,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 635,000 | 944,000 | 1,264,000 |
| Interest expense | 10,000 | 20,000 | 30,000 | 37,000 |
| Net interest income | 311,000 | 615,000 | 914,000 | 1,227,000 |
| Noninterest income | 34,000 | 72,000 | 418,000 | 462,000 |
| Noninterest expense | 403,000 | 787,000 | 1,170,000 | 1,547,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -58,000 | -100,000 | 262,000 | 242,000 |
| Income tax | -19,000 | -37,000 | 96,000 | 168,000 |
| Net income | -39,000 | -63,000 | 166,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,945,000 | 2,885,000 | 3,187,000 | 3,136,000 |
| Total capital | 2,981,000 | 2,921,000 | 3,223,000 | 3,172,000 |
| Risk-weighted assets | 13,930,000 | 14,251,000 | 13,923,000 | 16,066,000 |