Call reports 2014
LEMONT NATIONAL BANK, THE — 2014
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 58,055,000 | 58,412,000 | 58,122,000 | 58,868,000 |
| Total loans | 7,990,000 | 7,923,000 | 7,772,000 | 7,692,000 |
| Allowance for loan losses | 65,000 | 65,000 | 65,000 | 65,000 |
| Securities available for sale | 11,603,000 | 17,555,000 | 22,635,000 | 22,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,033,000 | 53,496,000 | 53,348,000 | 53,907,000 |
| Interest-bearing deposits | 40,903,000 | 40,447,000 | 39,400,000 | 39,315,000 |
| Noninterest-bearing deposits | 13,130,000 | 13,049,000 | 13,948,000 | 14,592,000 |
| Equity capital | 3,797,000 | 4,525,000 | 4,455,000 | 4,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 495,000 | 768,000 | 1,073,000 |
| Interest expense | 35,000 | 70,000 | 103,000 | 135,000 |
| Net interest income | 195,000 | 425,000 | 665,000 | 938,000 |
| Noninterest income | 65,000 | 1,111,000 | 1,141,000 | 1,168,000 |
| Noninterest expense | 466,000 | 910,000 | 1,306,000 | 1,697,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -206,000 | 626,000 | 500,000 | 409,000 |
| Income tax | -70,000 | 213,000 | 171,000 | 143,000 |
| Net income | -136,000 | 413,000 | 329,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,576,000 | 3,403,000 | 3,219,000 | 3,225,000 |
| Total capital | 2,641,000 | 3,468,000 | 3,284,000 | 3,290,000 |
| Risk-weighted assets | 12,553,000 | 12,878,000 | 13,945,000 | 14,281,000 |