Call reports 2013
LEMONT NATIONAL BANK, THE — 2013
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 58,661,000 | 59,079,000 | 59,093,000 | 57,983,000 |
| Total loans | 8,026,000 | 8,128,000 | 7,506,000 | 7,987,000 |
| Allowance for loan losses | 65,000 | 65,000 | 65,000 | 65,000 |
| Securities available for sale | 10,395,000 | 8,989,000 | 12,658,000 | 11,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,851,000 | 54,597,000 | 54,704,000 | 53,863,000 |
| Interest-bearing deposits | 41,285,000 | 41,725,000 | 41,743,000 | 40,725,000 |
| Noninterest-bearing deposits | 12,566,000 | 12,872,000 | 12,961,000 | 13,138,000 |
| Equity capital | 4,575,000 | 4,207,000 | 4,154,000 | 3,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 475,000 | 711,000 | 956,000 |
| Interest expense | 48,000 | 89,000 | 129,000 | 167,000 |
| Net interest income | 194,000 | 386,000 | 582,000 | 789,000 |
| Noninterest income | 30,000 | 59,000 | 198,000 | 227,000 |
| Noninterest expense | 473,000 | 854,000 | 1,332,000 | 1,787,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -249,000 | -409,000 | -552,000 | -771,000 |
| Income tax | -84,000 | -140,000 | -192,000 | -262,000 |
| Net income | -165,000 | -269,000 | -360,000 | -509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,515,000 | 3,200,000 | 3,069,000 | 2,752,000 |
| Total capital | 3,580,000 | 3,265,000 | 3,134,000 | 2,817,000 |
| Risk-weighted assets | 12,183,000 | 12,481,000 | 12,024,000 | 12,589,000 |