Call reports 2011
LEMONT NATIONAL BANK, THE — 2011
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 57,980,000 | 59,318,000 | 59,499,000 | 58,668,000 |
| Total loans | 10,594,000 | 10,250,000 | 10,155,000 | 9,354,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 17,193,000 | 16,974,000 | 16,771,000 | 16,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,363,000 | 53,538,000 | 53,554,000 | 52,836,000 |
| Interest-bearing deposits | 41,369,000 | 42,036,000 | 41,351,000 | 40,236,000 |
| Noninterest-bearing deposits | 10,994,000 | 11,502,000 | 12,203,000 | 12,600,000 |
| Equity capital | 5,373,000 | 5,483,000 | 5,635,000 | 5,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 742,000 | 1,105,000 | 1,450,000 |
| Interest expense | 87,000 | 169,000 | 240,000 | 306,000 |
| Net interest income | 280,000 | 573,000 | 865,000 | 1,144,000 |
| Noninterest income | 34,000 | 68,000 | 100,000 | 134,000 |
| Noninterest expense | 501,000 | 993,000 | 1,477,000 | 1,969,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -187,000 | -352,000 | -512,000 | -691,000 |
| Income tax | -64,000 | -120,000 | -174,000 | -235,000 |
| Net income | -123,000 | -232,000 | -338,000 | -456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,694,000 | 4,708,000 | 4,613,000 | 4,361,000 |
| Total capital | 4,770,000 | 4,784,000 | 4,689,000 | 4,437,000 |
| Risk-weighted assets | 21,771,000 | 13,592,000 | 12,995,000 | 12,119,000 |