Call reports 2010
LEMONT NATIONAL BANK, THE — 2010
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,288,000 | 60,560,000 | 60,489,000 | 59,619,000 |
| Total loans | 10,162,000 | 10,087,000 | 9,797,000 | 9,628,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 11,264,000 | 10,331,000 | 9,487,000 | 8,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,131,000 | 54,378,000 | 54,472,000 | 53,803,000 |
| Interest-bearing deposits | 43,135,000 | 42,988,000 | 43,018,000 | 42,468,000 |
| Noninterest-bearing deposits | 10,996,000 | 11,390,000 | 11,454,000 | 11,335,000 |
| Equity capital | 5,911,000 | 5,876,000 | 5,693,000 | 5,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 738,000 | 1,074,000 | 1,396,000 |
| Interest expense | 105,000 | 207,000 | 306,000 | 400,000 |
| Net interest income | 274,000 | 531,000 | 768,000 | 996,000 |
| Noninterest income | 38,000 | 76,000 | 117,000 | 153,000 |
| Noninterest expense | 533,000 | 1,040,000 | 1,526,000 | 2,028,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -221,000 | -433,000 | -641,000 | -879,000 |
| Income tax | -72,000 | -143,000 | -217,000 | -299,000 |
| Net income | -149,000 | -290,000 | -424,000 | -580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,510,000 | 5,259,000 | 5,025,000 | 4,737,000 |
| Total capital | 5,586,000 | 5,335,000 | 5,101,000 | 4,813,000 |
| Risk-weighted assets | 21,691,000 | 19,074,000 | 18,292,000 | 16,329,000 |