Call reports 2009
LEMONT NATIONAL BANK, THE — 2009
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,131,000 | 57,477,000 | 60,172,000 | 62,803,000 |
| Total loans | 11,617,000 | 11,505,000 | 10,958,000 | 10,519,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 14,023,000 | 12,499,000 | 15,558,000 | 12,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,587,000 | 50,875,000 | 53,538,000 | 56,331,000 |
| Interest-bearing deposits | 38,310,000 | 39,476,000 | 41,907,000 | 44,649,000 |
| Noninterest-bearing deposits | 11,277,000 | 11,399,000 | 11,631,000 | 11,682,000 |
| Equity capital | 5,984,000 | 5,986,000 | 5,988,000 | 6,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,007,000 | 1,486,000 | 1,915,000 |
| Interest expense | 121,000 | 247,000 | 364,000 | 478,000 |
| Net interest income | 397,000 | 760,000 | 1,122,000 | 1,437,000 |
| Noninterest income | 48,000 | 92,000 | 138,000 | 184,000 |
| Noninterest expense | 465,000 | 935,000 | 1,430,000 | 1,921,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -20,000 | -83,000 | -170,000 | -300,000 |
| Income tax | 0 | 0 | 0 | -249,000 |
| Net income | -20,000 | -83,000 | -170,000 | -51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,738,000 | 5,676,000 | 5,587,000 | 5,625,000 |
| Total capital | 5,814,000 | 5,752,000 | 5,663,000 | 5,701,000 |
| Risk-weighted assets | 27,604,000 | 26,395,000 | 27,713,000 | 27,244,000 |