Call reports 2008
LEMONT NATIONAL BANK, THE — 2008
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 56,275,000 | 56,725,000 | 55,589,000 | 57,419,000 |
| Total loans | 13,104,000 | 12,750,000 | 12,488,000 | 12,193,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 10,599,000 | 10,104,000 | 13,028,000 | 14,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,652,000 | 50,301,000 | 49,052,000 | 50,842,000 |
| Interest-bearing deposits | 39,269,000 | 39,630,000 | 38,478,000 | 39,655,000 |
| Noninterest-bearing deposits | 10,383,000 | 10,671,000 | 10,574,000 | 11,187,000 |
| Equity capital | 5,921,000 | 5,798,000 | 5,851,000 | 5,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,265,000 | 1,851,000 | 2,403,000 |
| Interest expense | 173,000 | 330,000 | 482,000 | 632,000 |
| Net interest income | 486,000 | 935,000 | 1,369,000 | 1,771,000 |
| Noninterest income | 43,000 | 90,000 | 135,000 | 180,000 |
| Noninterest expense | 534,000 | 1,027,000 | 1,515,000 | 1,950,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | -2,000 | -11,000 | 1,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,000 | -2,000 | -11,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,751,000 | 5,754,000 | 5,744,000 | 5,757,000 |
| Total capital | 5,827,000 | 5,830,000 | 5,820,000 | 5,833,000 |
| Risk-weighted assets | 24,593,000 | 24,387,000 | 23,704,000 | 28,025,000 |