Call reports 2007
LEMONT NATIONAL BANK, THE — 2007
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,853,000 | 57,570,000 | 59,515,000 | 58,534,000 |
| Total loans | 13,041,000 | 13,219,000 | 13,314,000 | 12,981,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 14,157,000 | 13,971,000 | 17,027,000 | 10,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,633,000 | 51,349,000 | 53,089,000 | 52,060,000 |
| Interest-bearing deposits | 40,068,000 | 40,255,000 | 41,337,000 | 40,328,000 |
| Noninterest-bearing deposits | 11,565,000 | 11,094,000 | 11,752,000 | 11,732,000 |
| Equity capital | 5,656,000 | 5,615,000 | 5,780,000 | 5,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,358,000 | 2,059,000 | 2,785,000 |
| Interest expense | 159,000 | 330,000 | 507,000 | 689,000 |
| Net interest income | 520,000 | 1,028,000 | 1,552,000 | 2,096,000 |
| Noninterest income | 103,000 | 201,000 | 240,000 | 278,000 |
| Noninterest expense | 536,000 | 1,134,000 | 1,626,000 | 2,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 95,000 | 166,000 | 227,000 |
| Income tax | 11,000 | 10,000 | 23,000 | 77,000 |
| Net income | 76,000 | 85,000 | 143,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,684,000 | 5,692,000 | 5,751,000 | 5,757,000 |
| Total capital | 5,760,000 | 5,768,000 | 5,827,000 | 5,833,000 |
| Risk-weighted assets | 25,026,000 | 25,006,000 | 25,396,000 | 24,682,000 |