Call reports 2006
LEMONT NATIONAL BANK, THE — 2006
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,887,000 | 60,362,000 | 60,321,000 | 58,942,000 |
| Total loans | 14,196,000 | 14,338,000 | 14,427,000 | 13,778,000 |
| Allowance for loan losses | 76,000 | 76,000 | 75,000 | 75,000 |
| Securities available for sale | 18,780,000 | 18,489,000 | 18,535,000 | 14,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,124,000 | 54,611,000 | 54,416,000 | 52,824,000 |
| Interest-bearing deposits | 45,435,000 | 42,301,000 | 42,837,000 | 40,345,000 |
| Noninterest-bearing deposits | 11,689,000 | 12,310,000 | 11,579,000 | 12,479,000 |
| Equity capital | 5,278,000 | 5,223,000 | 5,456,000 | 5,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,376,000 | 2,055,000 | 2,724,000 |
| Interest expense | 150,000 | 305,000 | 460,000 | 627,000 |
| Net interest income | 548,000 | 1,071,000 | 1,595,000 | 2,097,000 |
| Noninterest income | 47,000 | 134,000 | 209,000 | 271,000 |
| Noninterest expense | 569,000 | 1,143,000 | 1,652,000 | 2,189,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 62,000 | 152,000 | 179,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 0 |
| Net income | 22,000 | 58,000 | 148,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,450,000 | 5,486,000 | 5,575,000 | 5,607,000 |
| Total capital | 5,526,000 | 5,562,000 | 5,651,000 | 5,683,000 |
| Risk-weighted assets | 26,892,000 | 26,376,000 | 26,392,000 | 25,610,000 |