Call reports 2005
LEMONT NATIONAL BANK, THE — 2005
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,756,000 | 67,608,000 | 68,276,000 | 68,082,000 |
| Total loans | 14,031,000 | 14,177,000 | 13,690,000 | 14,801,000 |
| Allowance for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Securities available for sale | 17,271,000 | 20,126,000 | 19,560,000 | 19,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,138,000 | 61,750,000 | 62,528,000 | 62,396,000 |
| Interest-bearing deposits | 51,273,000 | 48,867,000 | 48,749,000 | 48,153,000 |
| Noninterest-bearing deposits | 14,865,000 | 12,883,000 | 13,779,000 | 14,243,000 |
| Equity capital | 5,443,000 | 5,589,000 | 5,465,000 | 5,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,302,000 | 1,976,000 | 2,669,000 |
| Interest expense | 131,000 | 267,000 | 406,000 | 554,000 |
| Net interest income | 491,000 | 1,035,000 | 1,570,000 | 2,115,000 |
| Noninterest income | 57,000 | 124,000 | 192,000 | 249,000 |
| Noninterest expense | 627,000 | 1,224,000 | 1,838,000 | 2,550,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -79,000 | -65,000 | -76,000 | -186,000 |
| Income tax | 0 | 0 | 0 | -63,000 |
| Net income | -79,000 | -65,000 | -76,000 | -123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,471,000 | 5,486,000 | 5,475,000 | 5,428,000 |
| Total capital | 5,547,000 | 5,562,000 | 5,551,000 | 5,504,000 |
| Risk-weighted assets | 25,448,000 | 24,519,000 | 24,665,000 | 25,333,000 |