Call reports 2003
LEMONT NATIONAL BANK, THE — 2003
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 70,631,000 | 71,326,000 | 72,271,000 | 70,999,000 |
| Total loans | 9,418,000 | 10,215,000 | 10,630,000 | 10,637,000 |
| Allowance for loan losses | 161,000 | 161,000 | 161,000 | 59,000 |
| Securities available for sale | 27,494,000 | 17,312,000 | 15,868,000 | 16,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,679,000 | 64,297,000 | 65,520,000 | 64,258,000 |
| Interest-bearing deposits | 51,196,000 | 52,581,000 | 53,816,000 | 52,055,000 |
| Noninterest-bearing deposits | 12,483,000 | 11,716,000 | 11,704,000 | 12,203,000 |
| Equity capital | 6,299,000 | 6,353,000 | 6,260,000 | 6,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,214,000 | 1,739,000 | 2,239,000 |
| Interest expense | 171,000 | 333,000 | 485,000 | 631,000 |
| Net interest income | 470,000 | 881,000 | 1,254,000 | 1,608,000 |
| Noninterest income | 143,000 | 333,000 | 511,000 | 638,000 |
| Noninterest expense | 581,000 | 1,165,000 | 1,710,000 | 2,328,000 |
| Provision for loan losses | 0 | 0 | 0 | -102,000 |
| Pretax income | 32,000 | 49,000 | 55,000 | 20,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 32,000 | 47,000 | 53,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,958,000 | 5,974,000 | 5,981,000 | 5,943,000 |
| Total capital | 6,119,000 | 6,135,000 | 6,142,000 | 6,002,000 |
| Risk-weighted assets | 22,119,000 | 22,434,000 | 22,677,000 | 22,615,000 |