Call reports 2002
LEMONT NATIONAL BANK, THE — 2002
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 73,221,000 | 72,270,000 | 72,248,000 | 71,049,000 |
| Total loans | 13,315,000 | 12,067,000 | 12,032,000 | 10,713,000 |
| Allowance for loan losses | 163,000 | 163,000 | 161,000 | 161,000 |
| Securities available for sale | 21,096,000 | 22,917,000 | 21,318,000 | 20,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,426,000 | 65,081,000 | 64,853,000 | 63,825,000 |
| Interest-bearing deposits | 55,973,000 | 53,755,000 | 54,227,000 | 53,052,000 |
| Noninterest-bearing deposits | 10,453,000 | 11,326,000 | 10,626,000 | 10,773,000 |
| Equity capital | 6,047,000 | 6,314,000 | 6,427,000 | 6,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,607,000 | 2,358,000 | 3,046,000 |
| Interest expense | 266,000 | 519,000 | 767,000 | 980,000 |
| Net interest income | 553,000 | 1,088,000 | 1,591,000 | 2,066,000 |
| Noninterest income | 69,000 | 151,000 | 244,000 | 321,000 |
| Noninterest expense | 586,000 | 1,170,000 | 1,777,000 | 2,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 69,000 | 88,000 | 75,000 |
| Income tax | 11,000 | 22,000 | 28,000 | 28,000 |
| Net income | 25,000 | 47,000 | 60,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,951,000 | 5,974,000 | 5,962,000 | 5,949,000 |
| Total capital | 6,114,000 | 6,137,000 | 6,123,000 | 6,110,000 |
| Risk-weighted assets | 23,669,000 | 22,841,000 | 23,091,000 | 22,473,000 |