Call reports 2001
LEMONT NATIONAL BANK, THE — 2001
What LEMONT NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,408,000 | 62,780,000 | 67,758,000 | 70,507,000 |
| Total loans | 14,368,000 | 14,814,000 | 14,558,000 | 14,056,000 |
| Allowance for loan losses | 163,000 | 162,000 | 163,000 | 163,000 |
| Securities available for sale | 21,433,000 | 19,639,000 | 19,221,000 | 22,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,468,000 | 55,722,000 | 60,506,000 | 63,669,000 |
| Interest-bearing deposits | 46,872,000 | 46,792,000 | 50,818,000 | 52,794,000 |
| Noninterest-bearing deposits | 9,596,000 | 8,930,000 | 9,688,000 | 10,875,000 |
| Equity capital | 5,999,000 | 6,073,000 | 6,227,000 | 5,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 1,947,000 | 2,853,000 | 3,696,000 |
| Interest expense | 398,000 | 786,000 | 1,154,000 | 1,482,000 |
| Net interest income | 598,000 | 1,161,000 | 1,699,000 | 2,214,000 |
| Noninterest income | 73,000 | 174,000 | 295,000 | 382,000 |
| Noninterest expense | 582,000 | 1,185,000 | 1,776,000 | 2,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 150,000 | 218,000 | 252,000 |
| Income tax | 32,000 | 42,000 | 49,000 | 40,000 |
| Net income | 57,000 | 108,000 | 169,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,843,000 | 5,895,000 | 5,914,000 | 5,928,000 |
| Total capital | 6,006,000 | 6,058,000 | 6,077,000 | 6,091,000 |
| Risk-weighted assets | 22,938,000 | 21,873,000 | 23,053,000 | 23,383,000 |