Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,237,212,000 | 1,299,935,000 | 1,268,041,000 | 1,275,496,000 |
| Total loans | 837,982,000 | 837,473,000 | 852,007,000 | 886,918,000 |
| Allowance for loan losses | 7,430,000 | 7,540,000 | 7,651,000 | 8,254,000 |
| Securities available for sale | 171,179,000 | 234,178,000 | 239,485,000 | 176,973,000 |
| Securities held to maturity | 56,428,000 | 56,485,000 | 56,161,000 | 56,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,101,293,000 | 1,161,558,000 | 1,122,635,000 | 1,127,454,000 |
| Interest-bearing deposits | 850,360,000 | 893,794,000 | 848,792,000 | 833,792,000 |
| Noninterest-bearing deposits | 250,933,000 | 267,764,000 | 273,843,000 | 293,662,000 |
| Equity capital | 112,637,000 | 115,551,000 | 122,646,000 | 125,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,913,000 | 30,993,000 | 47,401,000 | 63,762,000 |
| Interest expense | 4,764,000 | 9,850,000 | 14,841,000 | 19,178,000 |
| Net interest income | 10,149,000 | 21,143,000 | 32,560,000 | 44,584,000 |
| Noninterest income | 1,640,000 | 3,433,000 | 5,208,000 | 6,926,000 |
| Noninterest expense | 6,057,000 | 12,495,000 | 19,061,000 | 25,652,000 |
| Provision for loan losses | 139,000 | 274,000 | 399,000 | 972,000 |
| Pretax income | 5,622,000 | 11,827,000 | 18,329,000 | 24,907,000 |
| Income tax | 949,000 | 2,045,000 | 3,154,000 | 4,276,000 |
| Net income | 4,673,000 | 9,782,000 | 15,175,000 | 20,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,025,000 | 128,202,000 | 133,667,000 | 135,194,000 |
| Total capital | 133,455,000 | 135,742,000 | 141,318,000 | 143,448,000 |
| Risk-weighted assets | 760,523,000 | 755,888,000 | 764,668,000 | 789,489,000 |