Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,100,834,000 | 1,143,913,000 | 1,150,061,000 | 1,176,849,000 |
| Total loans | 697,615,000 | 711,703,000 | 730,635,000 | 747,160,000 |
| Allowance for loan losses | 6,618,000 | 6,679,000 | 6,721,000 | 6,708,000 |
| Securities available for sale | 291,900,000 | 233,818,000 | 222,110,000 | 228,449,000 |
| Securities held to maturity | 8,089,000 | 58,773,000 | 58,367,000 | 58,328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,528,000 | 1,047,977,000 | 1,057,630,000 | 1,068,509,000 |
| Interest-bearing deposits | 708,103,000 | 757,471,000 | 764,197,000 | 780,325,000 |
| Noninterest-bearing deposits | 293,425,000 | 290,506,000 | 293,433,000 | 288,184,000 |
| Equity capital | 86,034,000 | 81,887,000 | 78,210,000 | 84,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,636,000 | 17,860,000 | 27,899,000 | 39,121,000 |
| Interest expense | 266,000 | 666,000 | 1,608,000 | 3,769,000 |
| Net interest income | 8,370,000 | 17,194,000 | 26,291,000 | 35,352,000 |
| Noninterest income | 1,692,000 | 3,455,000 | 5,309,000 | 6,645,000 |
| Noninterest expense | 5,609,000 | 11,288,000 | 17,175,000 | 22,986,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 160,000 |
| Pretax income | 4,413,000 | 9,261,000 | 14,223,000 | 18,825,000 |
| Income tax | 765,000 | 1,583,000 | 2,465,000 | 3,172,000 |
| Net income | 3,648,000 | 7,678,000 | 11,758,000 | 15,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,390,000 | 99,475,000 | 102,107,000 | 106,052,000 |
| Total capital | 104,008,000 | 106,154,000 | 108,828,000 | 112,760,000 |
| Risk-weighted assets | 648,748,000 | 661,324,000 | 671,024,000 | 692,766,000 |