Call reports 2021
FARMERS STATE BANK — 2021
What FARMERS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,019,454,000 | 1,067,127,000 | 1,069,116,000 | 1,091,851,000 |
| Total loans | 644,919,000 | 628,315,000 | 631,805,000 | 672,850,000 |
| Allowance for loan losses | 6,687,000 | 6,689,000 | 6,611,000 | 6,598,000 |
| Securities available for sale | 183,704,000 | 211,118,000 | 228,169,000 | 305,912,000 |
| Securities held to maturity | 8,527,000 | 8,267,000 | 7,885,000 | 7,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 882,134,000 | 927,405,000 | 950,420,000 | 980,687,000 |
| Interest-bearing deposits | 609,349,000 | 657,686,000 | 676,777,000 | 704,591,000 |
| Noninterest-bearing deposits | 272,785,000 | 269,720,000 | 273,643,000 | 276,095,000 |
| Equity capital | 92,330,000 | 94,742,000 | 96,362,000 | 98,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,809,000 | 16,896,000 | 25,672,000 | 34,183,000 |
| Interest expense | 401,000 | 781,000 | 1,140,000 | 1,429,000 |
| Net interest income | 8,408,000 | 16,115,000 | 24,532,000 | 32,754,000 |
| Noninterest income | 1,628,000 | 3,506,000 | 5,708,000 | 7,496,000 |
| Noninterest expense | 5,409,000 | 11,143,000 | 16,939,000 | 22,689,000 |
| Provision for loan losses | 56,000 | 56,000 | 0 | 0 |
| Pretax income | 4,572,000 | 8,823,000 | 13,447,000 | 17,707,000 |
| Income tax | 812,000 | 1,565,000 | 2,349,000 | 2,968,000 |
| Net income | 3,760,000 | 7,258,000 | 11,098,000 | 14,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,568,000 | 89,114,000 | 91,999,000 | 94,686,000 |
| Total capital | 94,255,000 | 95,803,000 | 98,610,000 | 101,284,000 |
| Risk-weighted assets | 571,218,000 | 560,222,000 | 588,215,000 | 626,334,000 |