Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 816,940,000 | 936,410,000 | 947,259,000 | 991,484,000 |
| Total loans | 600,280,000 | 663,831,000 | 678,229,000 | 690,547,000 |
| Allowance for loan losses | 6,457,000 | 6,515,000 | 6,619,000 | 6,631,000 |
| Securities available for sale | 93,022,000 | 120,262,000 | 157,018,000 | 158,829,000 |
| Securities held to maturity | 9,929,000 | 9,674,000 | 9,293,000 | 8,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,854,000 | 800,770,000 | 806,145,000 | 857,190,000 |
| Interest-bearing deposits | 505,468,000 | 585,723,000 | 575,889,000 | 592,892,000 |
| Noninterest-bearing deposits | 180,386,000 | 215,046,000 | 230,256,000 | 264,298,000 |
| Equity capital | 77,480,000 | 82,080,000 | 86,101,000 | 90,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,670,000 | 17,122,000 | 25,886,000 | 35,015,000 |
| Interest expense | 1,167,000 | 1,955,000 | 2,629,000 | 3,236,000 |
| Net interest income | 7,503,000 | 15,167,000 | 23,257,000 | 31,779,000 |
| Noninterest income | 1,436,000 | 2,707,000 | 4,329,000 | 5,973,000 |
| Noninterest expense | 5,096,000 | 10,125,000 | 15,011,000 | 20,890,000 |
| Provision for loan losses | 250,000 | 302,000 | 380,000 | 380,000 |
| Pretax income | 3,593,000 | 7,447,000 | 12,195,000 | 16,500,000 |
| Income tax | 590,000 | 1,256,000 | 2,131,000 | 2,887,000 |
| Net income | 3,003,000 | 6,191,000 | 10,064,000 | 13,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,018,000 | 76,243,000 | 80,154,000 | 83,763,000 |
| Total capital | 79,475,000 | 82,759,000 | 86,773,000 | 90,394,000 |
| Risk-weighted assets | 516,448,000 | 562,509,000 | 583,182,000 | 599,408,000 |