Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 590,096,000 | 604,980,000 | 595,564,000 | 678,717,000 |
| Total loans | 438,079,000 | 439,193,000 | 447,888,000 | 457,303,000 |
| Allowance for loan losses | 5,094,000 | 5,068,000 | 5,081,000 | 5,106,000 |
| Securities available for sale | 87,598,000 | 88,748,000 | 86,618,000 | 88,932,000 |
| Securities held to maturity | 3,232,000 | 5,232,000 | 4,826,000 | 7,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 506,985,000 | 520,986,000 | 510,448,000 | 585,877,000 |
| Interest-bearing deposits | 345,015,000 | 365,591,000 | 357,445,000 | 418,372,000 |
| Noninterest-bearing deposits | 161,970,000 | 155,395,000 | 153,003,000 | 167,505,000 |
| Equity capital | 58,096,000 | 60,055,000 | 60,751,000 | 59,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,766,000 | 11,577,000 | 17,485,000 | 23,500,000 |
| Interest expense | 314,000 | 620,000 | 932,000 | 1,287,000 |
| Net interest income | 5,452,000 | 10,957,000 | 16,553,000 | 22,213,000 |
| Noninterest income | 1,195,000 | 2,473,000 | 3,783,000 | 5,098,000 |
| Noninterest expense | 4,353,000 | 8,749,000 | 13,174,000 | 17,723,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 2,208,000 | 4,505,000 | 6,896,000 | 9,233,000 |
| Income tax | 606,000 | 1,238,000 | 1,904,000 | 2,562,000 |
| Net income | 1,602,000 | 3,267,000 | 4,992,000 | 6,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,871,000 | 55,981,000 | 57,137,000 | 57,250,000 |
| Total capital | 59,814,000 | 60,897,000 | 62,139,000 | 62,356,000 |
| Risk-weighted assets | 395,335,000 | 393,170,000 | 400,121,000 | 408,894,000 |