Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 558,250,000 | 582,647,000 | 571,535,000 | 602,191,000 |
| Total loans | 406,451,000 | 411,917,000 | 415,753,000 | 452,226,000 |
| Allowance for loan losses | 5,078,000 | 5,059,000 | 5,199,000 | 5,058,000 |
| Securities available for sale | 74,596,000 | 74,272,000 | 73,700,000 | 74,494,000 |
| Securities held to maturity | 3,568,000 | 3,568,000 | 2,828,000 | 3,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,495,000 | 503,709,000 | 490,375,000 | 522,005,000 |
| Interest-bearing deposits | 330,565,000 | 360,330,000 | 342,172,000 | 361,059,000 |
| Noninterest-bearing deposits | 142,930,000 | 143,379,000 | 148,203,000 | 160,947,000 |
| Equity capital | 54,375,000 | 54,828,000 | 56,021,000 | 56,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,277,000 | 10,752,000 | 16,238,000 | 21,934,000 |
| Interest expense | 361,000 | 691,000 | 1,001,000 | 1,313,000 |
| Net interest income | 4,916,000 | 10,061,000 | 15,237,000 | 20,621,000 |
| Noninterest income | 1,153,000 | 2,352,000 | 3,614,000 | 4,831,000 |
| Noninterest expense | 4,324,000 | 8,695,000 | 13,305,000 | 18,134,000 |
| Provision for loan losses | 30,000 | 60,000 | 0 | 100,000 |
| Pretax income | 1,720,000 | 3,696,000 | 5,584,000 | 7,256,000 |
| Income tax | 452,000 | 988,000 | 1,572,000 | 2,003,000 |
| Net income | 1,268,000 | 2,708,000 | 4,012,000 | 5,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,320,000 | 52,303,000 | 53,043,000 | 53,776,000 |
| Total capital | 55,865,000 | 56,910,000 | 57,693,000 | 58,834,000 |
| Risk-weighted assets | 363,069,000 | 368,108,000 | 371,469,000 | 408,762,000 |