Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 518,604,000 | 547,065,000 | 530,721,000 | 569,019,000 |
| Total loans | 367,427,000 | 385,805,000 | 388,267,000 | 405,469,000 |
| Allowance for loan losses | 5,367,000 | 5,385,000 | 5,389,000 | 5,104,000 |
| Securities available for sale | 72,994,000 | 73,008,000 | 72,660,000 | 71,535,000 |
| Securities held to maturity | 4,860,000 | 4,860,000 | 4,145,000 | 4,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,877,000 | 466,200,000 | 447,094,000 | 487,039,000 |
| Interest-bearing deposits | 301,437,000 | 317,686,000 | 311,536,000 | 349,652,000 |
| Noninterest-bearing deposits | 139,439,000 | 148,514,000 | 135,558,000 | 137,387,000 |
| Equity capital | 50,282,000 | 51,539,000 | 52,396,000 | 53,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,997,000 | 10,152,000 | 15,391,000 | 20,720,000 |
| Interest expense | 430,000 | 843,000 | 1,239,000 | 1,620,000 |
| Net interest income | 4,567,000 | 9,309,000 | 14,152,000 | 19,100,000 |
| Noninterest income | 1,120,000 | 2,283,000 | 3,527,000 | 4,801,000 |
| Noninterest expense | 4,176,000 | 8,281,000 | 12,550,000 | 16,865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,535,000 | 3,331,000 | 5,157,000 | 7,064,000 |
| Income tax | 369,000 | 831,000 | 1,306,000 | 1,816,000 |
| Net income | 1,166,000 | 2,500,000 | 3,851,000 | 5,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,455,000 | 48,302,000 | 49,163,000 | 50,136,000 |
| Total capital | 51,771,000 | 52,849,000 | 53,721,000 | 54,912,000 |
| Risk-weighted assets | 345,347,000 | 363,788,000 | 364,663,000 | 382,138,000 |