Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 498,938,000 | 519,278,000 | 503,021,000 | 526,666,000 |
| Total loans | 356,628,000 | 362,443,000 | 367,501,000 | 374,153,000 |
| Allowance for loan losses | 5,553,000 | 5,501,000 | 5,482,000 | 5,424,000 |
| Securities available for sale | 73,748,000 | 72,481,000 | 71,613,000 | 69,774,000 |
| Securities held to maturity | 4,264,000 | 3,893,000 | 5,339,000 | 5,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,156,000 | 443,928,000 | 425,104,000 | 449,209,000 |
| Interest-bearing deposits | 306,004,000 | 317,976,000 | 296,765,000 | 319,193,000 |
| Noninterest-bearing deposits | 117,153,000 | 125,952,000 | 128,339,000 | 130,016,000 |
| Equity capital | 48,366,000 | 47,920,000 | 48,580,000 | 49,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,104,000 | 10,208,000 | 15,283,000 | 20,387,000 |
| Interest expense | 525,000 | 1,017,000 | 1,497,000 | 1,959,000 |
| Net interest income | 4,579,000 | 9,191,000 | 13,786,000 | 18,428,000 |
| Noninterest income | 1,154,000 | 2,326,000 | 3,666,000 | 4,886,000 |
| Noninterest expense | 3,808,000 | 7,640,000 | 11,725,000 | 16,023,000 |
| Provision for loan losses | 90,000 | 120,000 | 140,000 | 140,000 |
| Pretax income | 1,835,000 | 3,759,000 | 5,588,000 | 7,165,000 |
| Income tax | 474,000 | 972,000 | 1,396,000 | 1,781,000 |
| Net income | 1,361,000 | 2,787,000 | 4,192,000 | 5,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,399,000 | 45,343,000 | 46,016,000 | 46,778,000 |
| Total capital | 48,551,000 | 49,603,000 | 50,342,000 | 51,202,000 |
| Risk-weighted assets | 332,192,000 | 341,037,000 | 347,062,000 | 353,925,000 |