Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 479,081,000 | 493,080,000 | 480,205,000 | 493,945,000 |
| Total loans | 355,011,000 | 356,391,000 | 359,060,000 | 366,664,000 |
| Allowance for loan losses | 5,661,000 | 5,808,000 | 5,510,000 | 5,442,000 |
| Securities available for sale | 55,821,000 | 59,366,000 | 74,426,000 | 69,634,000 |
| Securities held to maturity | 5,441,000 | 5,921,000 | 4,895,000 | 4,853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,667,000 | 410,352,000 | 399,007,000 | 418,313,000 |
| Interest-bearing deposits | 300,387,000 | 304,940,000 | 290,067,000 | 303,770,000 |
| Noninterest-bearing deposits | 99,280,000 | 105,412,000 | 108,940,000 | 114,543,000 |
| Equity capital | 46,945,000 | 47,550,000 | 47,078,000 | 47,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,214,000 | 10,470,000 | 15,715,000 | 21,461,000 |
| Interest expense | 878,000 | 1,636,000 | 2,307,000 | 2,909,000 |
| Net interest income | 4,336,000 | 8,834,000 | 13,408,000 | 18,552,000 |
| Noninterest income | 1,054,000 | 2,196,000 | 3,425,000 | 4,673,000 |
| Noninterest expense | 3,797,000 | 7,501,000 | 11,165,000 | 15,211,000 |
| Provision for loan losses | 230,000 | 460,000 | 530,000 | 1,035,000 |
| Pretax income | 1,365,000 | 3,071,000 | 5,151,000 | 6,998,000 |
| Income tax | 333,000 | 777,000 | 1,338,000 | 1,817,000 |
| Net income | 1,032,000 | 2,294,000 | 3,813,000 | 5,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,684,000 | 43,224,000 | 42,570,000 | 43,520,000 |
| Total capital | 46,722,000 | 47,317,000 | 46,734,000 | 47,774,000 |
| Risk-weighted assets | 323,054,000 | 327,441,000 | 333,031,000 | 340,312,000 |