Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 452,053,000 | 472,696,000 | 467,737,000 | 481,286,000 |
| Total loans | 341,405,000 | 351,172,000 | 348,377,000 | 354,858,000 |
| Allowance for loan losses | 5,386,000 | 5,449,000 | 5,336,000 | 5,594,000 |
| Securities available for sale | 50,783,000 | 52,357,000 | 52,181,000 | 55,108,000 |
| Securities held to maturity | 3,210,000 | 5,670,000 | 5,389,000 | 5,960,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,317,000 | 391,387,000 | 386,038,000 | 399,347,000 |
| Interest-bearing deposits | 287,490,000 | 305,948,000 | 297,837,000 | 307,164,000 |
| Noninterest-bearing deposits | 85,827,000 | 85,440,000 | 88,201,000 | 92,183,000 |
| Equity capital | 44,980,000 | 45,588,000 | 46,028,000 | 46,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,232,000 | 10,517,000 | 15,824,000 | 21,101,000 |
| Interest expense | 997,000 | 1,982,000 | 2,964,000 | 3,918,000 |
| Net interest income | 4,235,000 | 8,535,000 | 12,860,000 | 17,183,000 |
| Noninterest income | 998,000 | 2,133,000 | 3,189,000 | 4,343,000 |
| Noninterest expense | 3,715,000 | 7,224,000 | 10,653,000 | 14,135,000 |
| Provision for loan losses | 275,000 | 580,000 | 1,050,000 | 1,430,000 |
| Pretax income | 1,243,000 | 2,889,000 | 4,385,000 | 5,993,000 |
| Income tax | 291,000 | 732,000 | 1,121,000 | 1,549,000 |
| Net income | 952,000 | 2,157,000 | 3,264,000 | 4,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,710,000 | 41,173,000 | 41,518,000 | 42,423,000 |
| Total capital | 44,587,000 | 45,198,000 | 45,499,000 | 46,466,000 |
| Risk-weighted assets | 310,155,000 | 321,770,000 | 318,479,000 | 323,440,000 |