Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 458,179,000 | 469,491,000 | 462,725,000 | 457,101,000 |
| Total loans | 347,245,000 | 345,881,000 | 347,775,000 | 347,742,000 |
| Allowance for loan losses | 5,275,000 | 5,382,000 | 5,521,000 | 5,363,000 |
| Securities available for sale | 51,437,000 | 51,876,000 | 52,733,000 | 53,310,000 |
| Securities held to maturity | 3,767,000 | 3,767,000 | 3,525,000 | 3,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,029,000 | 384,287,000 | 376,443,000 | 377,385,000 |
| Interest-bearing deposits | 299,946,000 | 310,842,000 | 298,491,000 | 300,035,000 |
| Noninterest-bearing deposits | 73,083,000 | 73,445,000 | 77,953,000 | 77,351,000 |
| Equity capital | 44,215,000 | 44,766,000 | 45,040,000 | 44,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,564,000 | 11,045,000 | 16,490,000 | 21,881,000 |
| Interest expense | 1,399,000 | 2,754,000 | 4,004,000 | 5,157,000 |
| Net interest income | 4,165,000 | 8,291,000 | 12,486,000 | 16,724,000 |
| Noninterest income | 880,000 | 1,843,000 | 2,836,000 | 4,050,000 |
| Noninterest expense | 3,644,000 | 7,089,000 | 10,613,000 | 14,352,000 |
| Provision for loan losses | 815,000 | 1,140,000 | 1,475,000 | 1,805,000 |
| Pretax income | 1,319,000 | 2,641,000 | 3,973,000 | 5,357,000 |
| Income tax | 318,000 | 637,000 | 972,000 | 1,323,000 |
| Net income | 1,001,000 | 2,004,000 | 3,001,000 | 4,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,371,000 | 39,925,000 | 40,179,000 | 40,515,000 |
| Total capital | 43,311,000 | 43,823,000 | 44,133,000 | 44,470,000 |
| Risk-weighted assets | 314,065,000 | 311,823,000 | 316,334,000 | 316,457,000 |