Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 464,559,000 | 448,178,000 | 447,465,000 | 477,985,000 |
| Total loans | 348,447,000 | 344,469,000 | 348,064,000 | 351,601,000 |
| Allowance for loan losses | 4,138,000 | 4,058,000 | 4,417,000 | 4,687,000 |
| Securities available for sale | 52,924,000 | 53,780,000 | 50,251,000 | 50,406,000 |
| Securities held to maturity | 4,733,000 | 4,733,000 | 4,263,000 | 4,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,868,000 | 365,321,000 | 364,174,000 | 395,298,000 |
| Interest-bearing deposits | 311,239,000 | 296,240,000 | 298,768,000 | 326,198,000 |
| Noninterest-bearing deposits | 67,629,000 | 69,081,000 | 65,406,000 | 69,100,000 |
| Equity capital | 43,952,000 | 43,930,000 | 44,700,000 | 44,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,046,000 | 11,872,000 | 17,590,000 | 23,242,000 |
| Interest expense | 1,888,000 | 3,607,000 | 5,149,000 | 6,594,000 |
| Net interest income | 4,158,000 | 8,265,000 | 12,441,000 | 16,648,000 |
| Noninterest income | 897,000 | 1,817,000 | 2,862,000 | 3,904,000 |
| Noninterest expense | 3,532,000 | 7,341,000 | 10,924,000 | 14,517,000 |
| Provision for loan losses | 390,000 | 720,000 | 1,175,000 | 1,685,000 |
| Pretax income | 1,133,000 | 2,331,000 | 3,756,000 | 5,115,000 |
| Income tax | 228,000 | 484,000 | 810,000 | 1,123,000 |
| Net income | 905,000 | 1,847,000 | 2,946,000 | 3,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,214,000 | 38,413,000 | 38,770,000 | 39,124,000 |
| Total capital | 42,200,000 | 42,354,000 | 42,727,000 | 43,110,000 |
| Risk-weighted assets | 318,756,000 | 315,466,000 | 316,573,000 | 318,893,000 |