Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 447,380,000 | 457,159,000 | 455,273,000 | 475,891,000 |
| Total loans | 319,583,000 | 330,697,000 | 329,634,000 | 333,598,000 |
| Allowance for loan losses | 3,418,000 | 3,466,000 | 3,430,000 | 3,429,000 |
| Securities available for sale | 47,011,000 | 52,332,000 | 51,640,000 | 53,077,000 |
| Securities held to maturity | 5,994,000 | 5,994,000 | 5,549,000 | 5,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,769,000 | 388,567,000 | 388,020,000 | 408,624,000 |
| Interest-bearing deposits | 309,718,000 | 318,657,000 | 320,866,000 | 333,241,000 |
| Noninterest-bearing deposits | 67,051,000 | 69,910,000 | 67,154,000 | 75,383,000 |
| Equity capital | 38,201,000 | 38,412,000 | 38,860,000 | 39,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,241,000 | 14,717,000 | 22,299,000 | 29,825,000 |
| Interest expense | 2,845,000 | 5,809,000 | 8,848,000 | 11,884,000 |
| Net interest income | 4,396,000 | 8,908,000 | 13,451,000 | 17,941,000 |
| Noninterest income | 987,000 | 1,960,000 | 2,941,000 | 3,975,000 |
| Noninterest expense | 3,416,000 | 6,909,000 | 10,315,000 | 13,725,000 |
| Provision for loan losses | 125,000 | 250,000 | 405,000 | 575,000 |
| Pretax income | 1,847,000 | 3,714,000 | 5,677,000 | 7,621,000 |
| Income tax | 513,000 | 1,021,000 | 1,576,000 | 2,096,000 |
| Net income | 1,334,000 | 2,693,000 | 4,101,000 | 5,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,647,000 | 32,095,000 | 32,451,000 | 32,972,000 |
| Total capital | 35,065,000 | 35,561,000 | 35,881,000 | 36,401,000 |
| Risk-weighted assets | 297,711,000 | 309,651,000 | 307,129,000 | 314,919,000 |