Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 416,863,000 | 438,503,000 | 421,988,000 | 455,641,000 |
| Total loans | 321,505,000 | 318,488,000 | 320,560,000 | 321,047,000 |
| Allowance for loan losses | 3,413,000 | 3,414,000 | 3,433,000 | 3,350,000 |
| Securities available for sale | 43,883,000 | 45,767,000 | 45,573,000 | 44,769,000 |
| Securities held to maturity | 7,398,000 | 7,397,000 | 6,640,000 | 6,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,496,000 | 360,124,000 | 349,094,000 | 384,102,000 |
| Interest-bearing deposits | 279,878,000 | 295,228,000 | 284,199,000 | 316,275,000 |
| Noninterest-bearing deposits | 67,617,000 | 64,897,000 | 64,895,000 | 67,827,000 |
| Equity capital | 36,286,000 | 36,703,000 | 37,504,000 | 38,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,427,000 | 13,174,000 | 20,273,000 | 27,539,000 |
| Interest expense | 2,023,000 | 4,337,000 | 6,892,000 | 9,685,000 |
| Net interest income | 4,404,000 | 8,837,000 | 13,381,000 | 17,854,000 |
| Noninterest income | 955,000 | 1,971,000 | 2,950,000 | 3,911,000 |
| Noninterest expense | 3,425,000 | 6,910,000 | 10,292,000 | 13,538,000 |
| Provision for loan losses | 114,000 | 224,000 | 314,000 | 444,000 |
| Pretax income | 1,820,000 | 3,674,000 | 5,725,000 | 7,783,000 |
| Income tax | 505,000 | 1,024,000 | 1,608,000 | 2,197,000 |
| Net income | 1,315,000 | 2,650,000 | 4,117,000 | 5,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,581,000 | 30,097,000 | 30,747,000 | 31,373,000 |
| Total capital | 32,994,000 | 33,511,000 | 34,180,000 | 34,723,000 |
| Risk-weighted assets | 290,912,000 | 294,989,000 | 292,091,000 | 301,226,000 |